Pennsylvania Mortgage Rates Are Going Up

Thanks to the Government Sponsored Enterprises (GSE) Fannie Mae and Freddie Mac – the cost of a loan just went up. A few years ago the GSE’s introduced Loan Level Pricing Adjustments (LLPA’s) and an ‘Adverse Market Delivery Charge (AMDC) to help ‘offset the risk’ of lending to borrowers with lower credit scores.  Those LLPA’s first affected only […]

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Do I Have To Sell Before I Buy?

Although every situation is unique, it is not uncommon for home buyers to qualify for a mortgage on a new home while still living in their primary residence. Perhaps you are outgrowing your current house, or have been forced to relocate due to a job transfer?   Regardless of the motivation for keeping one property […]

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Assembling Your Home Buying Team – Knowing The Players

Buying a new home is literally a team sport since there are so many tasks, important timelines, documents and responsibilities that all need special care and attention. Besides working with a professional team that you trust, it’s important that the individual players have the ability to effectively communicate and execute on important decisions together as […]

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